/* Section 05 · VerrAI 2.0. Educational reading and an accessible local wizard. */
.layer-nav{border-bottom:1px solid var(--line);background:var(--paper)}.layer-nav>.container{display:flex;gap:30px;overflow-x:auto;scrollbar-width:thin}.layer-nav a{padding:19px 0 17px;font-size:14px;font-weight:600;white-space:nowrap;border-bottom:3px solid transparent}.layer-nav a[aria-current]{border-color:var(--teal);color:var(--teal)}.layer-nav a:hover{color:var(--teal)}.layer-breadcrumbs{padding-block:20px;font-size:12px;color:var(--muted)}.layer-breadcrumbs ol{list-style:none;display:flex;gap:9px;flex-wrap:wrap;padding:0;margin:0}.layer-breadcrumbs li+li:before{content:'/';padding-right:9px;color:#8497a4}.layer-breadcrumbs a:hover{text-decoration:underline}.layer-hero{padding-block:40px 70px}.layer-hero-grid{display:grid;grid-template-columns:1.16fr 1fr;gap:70px;align-items:center}.layer-hero h1{font-size:clamp(43px,4.5vw,65px);line-height:1.04}.layer-lead{font-size:19px;line-height:1.75;color:var(--muted);max-width:770px;margin-top:27px}.layer-meta{font-size:12px;color:var(--muted);margin-top:22px}.release-tag{display:inline-block;font-size:10px;letter-spacing:.1em;font-weight:700;color:var(--teal);border:1px solid #b9d8d2;border-radius:3px;padding:6px 10px;margin-bottom:19px}.layer-hero-art{position:relative}.layer-hero-art>img{width:100%;max-width:460px;margin-inline:auto}.layer-hero-art figcaption{text-align:center;color:var(--muted);font-size:12px;margin-top:22px}.layer-visual-labels{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin:-12px auto 0;position:relative;max-width:370px}.layer-visual-labels span{font-size:13px;font-weight:600;text-align:center;padding:11px 15px;background:var(--ink);color:white;border-radius:4px}.layer-visual-labels span:nth-child(2){background:var(--teal)}.layer-visual-labels span:nth-child(3){background:#795019}.layer-visual-labels span:nth-child(4){background:#435d88}.decision-feature{padding:68px 0;background:var(--ink);color:white}.decision-feature-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:85px;align-items:center}.decision-feature .eyebrow{color:var(--mint);margin-bottom:21px}.decision-feature h2{font-size:45px;line-height:1.09;margin-bottom:25px}.decision-feature em{color:var(--mint)}.decision-feature p{color:#c9dce7;max-width:620px;font-size:17px}.decision-feature .button{background:var(--mint);color:var(--ink);margin-top:25px}.decision-feature .button:hover{background:#a3eadb}.decision-feature .decision-privacy{font-size:12px;margin-top:18px}.decision-preview{background:#142e45;border:1px solid #365269;border-radius:12px;padding:30px}.decision-preview ol{list-style:none;margin:0;padding:0}.decision-preview li{display:flex;gap:18px;padding:18px 0;border-bottom:1px solid #365269}.decision-preview li:first-child{padding-top:0}.decision-preview li>span{font-size:14px;color:var(--mint);font-variant-numeric:tabular-nums}.decision-preview strong{font-size:18px;line-height:1.25}.decision-preview p{font-size:14px;margin-top:8px}.decision-preview>a{display:block;font-size:13px;color:var(--mint);font-weight:600;margin-top:23px}.decision-preview>a:hover{text-decoration:underline}.layer-section{padding-block:80px}.layer-section h2,.layer-sources h2,.layer-loop h2{font-size:clamp(33px,3.4vw,47px);line-height:1.08;margin-bottom:26px}.layer-section .eyebrow,.layer-loop .eyebrow,.layer-sources .eyebrow{color:var(--teal);margin-bottom:18px}.layer-section p{color:var(--muted);font-size:17px}.layer-section p+p{margin-top:18px}.layer-section-intro{max-width:800px;margin-bottom:35px}.section-intro-text{max-width:850px;margin-bottom:30px}.layer-paper{background:var(--paper);border-block:1px solid var(--line)}.layer-cards{display:grid;grid-template-columns:1fr 1fr;gap:22px}.layer-card{--layer-color:var(--teal);display:block;border:1px solid var(--line);border-top:4px solid var(--layer-color);border-radius:7px;padding:31px;background:white;transition:border-color .2s,transform .2s}.layer-regulatoria{--layer-color:#31637a}.layer-tributaria{--layer-color:#8a5a24}.layer-publica{--layer-color:#435d88}.layer-card:hover{border-color:var(--layer-color);transform:translateY(-3px)}.layer-card-number{font-size:11px;letter-spacing:.13em;font-weight:700;color:var(--layer-color)}.layer-card h3{font-size:33px;margin:18px 0}.layer-card>p{font-size:16px}.layer-card .layer-card-question{font-size:14px;max-width:430px;margin:17px 0 24px}.layer-card>strong{display:flex;justify-content:space-between;font-size:13px;color:var(--layer-color)}.layer-two-columns{display:grid;grid-template-columns:1.25fr 1fr;gap:85px;align-items:start}.layer-two-columns>div>p+p{margin-top:18px}.purpose-stack{display:grid;gap:13px}.purpose-stack>div{border-left:3px solid var(--teal);padding:20px 23px;background:white;border-radius:0 5px 5px 0}.purpose-stack small{display:block;font-size:10px;letter-spacing:.11em;font-weight:600;color:var(--muted)}.purpose-stack strong{display:block;font-size:25px;line-height:1.2;margin:7px 0}.purpose-stack>div:nth-child(2){border-color:#31637a}.purpose-stack>div:nth-child(3){border-color:#8a5a24}.purpose-stack p{font-size:14px}.purpose-stack>p{padding-left:23px}.layer-callout{background:#e9f5f1;border-left:3px solid var(--teal);padding:24px 28px;margin-block:30px;border-radius:0 6px 6px 0}.layer-callout>strong{display:block;font-size:19px;font-weight:600;line-height:1.4;color:var(--ink)}.layer-callout p{font-size:16px;color:var(--muted);margin-top:11px}.layer-callout a{color:var(--teal);text-decoration:underline}.layer-table{overflow-x:auto;margin-block:29px;scrollbar-width:thin;border:1px solid var(--line);border-radius:6px;background:white}.layer-table table{width:100%;min-width:730px;border-collapse:collapse;font-size:14px;line-height:1.6;text-align:left}.layer-table caption{text-align:left;padding:17px 20px;border-bottom:1px solid var(--line);font-weight:600;font-size:15px;color:var(--ink)}.layer-table thead{background:#eaf1f4}.layer-table th,.layer-table td{padding:17px 20px;vertical-align:top;border-bottom:1px solid var(--line)}.layer-table td{color:var(--muted)}.layer-table tbody th{font-weight:600;width:24%}.layer-table tbody tr:last-child>*{border-bottom:0}.layer-table a{color:var(--teal);text-decoration:underline;text-underline-offset:3px}.layer-inline-link{display:inline-block;color:var(--teal);font-weight:600;margin-top:24px;font-size:15px}.layer-inline-link:hover{text-decoration:underline}.layer-ref{font-size:12px!important;line-height:1.75!important;margin-top:22px!important}.layer-ref a{color:var(--teal);text-decoration:underline;text-underline-offset:3px}.layer-cases{display:grid;grid-template-columns:repeat(4,1fr);gap:26px;margin-top:33px}.layer-cases article{padding-top:20px;border-top:2px solid var(--teal)}.layer-cases article>span{font-size:11px;font-weight:700;letter-spacing:.1em;color:var(--teal)}.layer-cases h3{font-size:24px;line-height:1.2;margin:17px 0}.layer-cases p{font-size:15px}.layer-cases a{display:block;font-size:13px;font-weight:600;color:var(--teal);margin-top:19px}.layer-cases a+a{font-weight:400;margin-top:8px}.layer-cases a:hover{text-decoration:underline}.ledger-bridge{margin-top:36px}.ledger-event{display:block;text-align:center;max-width:400px;padding:19px;border:1px solid #b2c8c9;border-radius:6px;margin:0 auto 26px;background:white}.ledger-event small{font-size:10px;color:var(--teal);display:block;font-weight:600;letter-spacing:.1em}.ledger-event strong{font-size:20px}.ledger-outputs{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.ledger-outputs>div{border-top:3px solid var(--teal);background:white;padding:26px;border-radius:4px}.ledger-outputs>div:nth-child(2){border-color:#31637a}.ledger-outputs>div:nth-child(3){border-color:#8a5a24}.ledger-outputs span{display:block;font-size:11px;font-weight:600;letter-spacing:.05em;margin-bottom:15px;color:var(--muted)}.ledger-outputs strong{font-size:20px;line-height:1.3}.ledger-outputs p{font-size:14px;margin-top:10px}.ledger-reconcile{font-size:14px!important;background:#e2eeec;padding:17px 24px;margin-top:20px;border-radius:4px;text-align:center}.layer-faq{margin-top:28px}.layer-faq details{border-block-end:1px solid var(--line)}.layer-faq summary{font-size:18px;font-weight:600;cursor:pointer;padding:24px 6px;line-height:1.4}.layer-faq details>div{padding:0 6px 24px;max-width:860px}.layer-faq p{font-size:16px}.layer-sources{padding-block:65px;background:var(--paper);border-top:1px solid var(--line)}.layer-sources>.container>p:not(.eyebrow){max-width:900px;font-size:15px;color:var(--muted)}.layer-sources ul{list-style:none;padding:0;margin:30px 0;display:grid;grid-template-columns:1fr 1fr;gap:22px 45px}.layer-sources li{font-size:14px;line-height:1.5}.layer-sources li a{color:var(--teal);text-decoration:underline;text-underline-offset:3px;font-weight:600}.layer-sources li span{display:block;font-size:12px;color:var(--muted);margin-top:7px}.layer-sources .source-scope{font-size:12px!important}.layer-loop{padding-block:70px 75px;border-top:1px solid var(--line)}.layer-loop-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-block:25px}.layer-loop-grid>a{display:grid;grid-template-columns:1fr auto;border:1px solid var(--line);border-radius:5px;padding:21px 24px;gap:15px 10px}.layer-loop-grid>a>span:first-child{font-size:10px;font-weight:600;letter-spacing:.09em;color:var(--muted);grid-column:1/-1}.layer-loop-grid strong{font-size:23px;line-height:1.3}.layer-loop-grid a:hover{background:var(--paper);border-color:var(--teal)}.layer-cycle{display:flex;justify-content:space-between;gap:20px;font-size:14px;color:var(--teal);padding:20px 0;border-block:1px solid var(--line);margin-top:30px}.layer-cycle a:hover{text-decoration:underline}.layer-home-return{font-size:13px;color:var(--muted);display:inline-block;margin-top:26px;text-decoration:underline;text-underline-offset:4px}.layer-article-hero{padding-block:40px 50px;border-bottom:1px solid var(--line)}.layer-article-hero h1{font-size:clamp(42px,4.4vw,61px);line-height:1.09;max-width:960px}.layer-brands{display:flex;align-items:center;gap:30px;flex-wrap:wrap;margin-top:28px}.layer-brands>div{display:flex;align-items:center;justify-content:center;min-height:60px;padding:11px 16px;background:white;border:1px solid var(--line);border-radius:5px}.institution-logo{object-fit:contain;width:auto;height:auto;max-width:145px;max-height:42px}.logo-cfc{max-width:89px;max-height:40px}.logo-bcb{max-height:55px}.logo-rfb{max-height:60px}.institution-name{font-size:21px;color:var(--ink)}.layer-reading-layout{display:grid;grid-template-columns:235px minmax(0,1fr);gap:75px;padding-block:55px 60px;align-items:start}.layer-toc{position:sticky;top:calc(var(--header-height) + 25px)}.layer-toc .eyebrow{color:var(--teal);font-size:11px}.layer-toc ol{padding-left:19px;margin:20px 0 24px;font-size:13px;line-height:1.6}.layer-toc li{padding-block:6px;color:var(--muted)}.layer-toc a:hover{color:var(--teal);text-decoration:underline}.layer-toc-app{display:block;font-size:13px;font-weight:600;color:var(--teal);border-top:1px solid var(--line);padding-top:20px}.layer-reading{max-width:820px;min-width:0}.layer-reading>section{padding-bottom:42px;margin-bottom:39px;border-bottom:1px solid var(--line);scroll-margin-top:110px}.layer-reading>section:last-child{border-bottom:0;margin-bottom:0}.layer-reading .eyebrow{color:var(--teal);margin-bottom:16px}.layer-reading h2{font-size:39px;line-height:1.14;margin-bottom:26px}.layer-reading h3{font-size:24px;line-height:1.3}.layer-reading p,.layer-reading li{font-size:17px;color:var(--muted);line-height:1.85}.layer-reading p+p{margin-top:20px}.layer-reading strong{color:var(--ink)}.layer-reading p a{color:var(--teal);text-decoration:underline;text-underline-offset:4px}.layer-reading ul,.layer-reading ol{padding-left:22px;margin-block:24px}.layer-reading li+li{margin-top:14px}.layer-reading .layer-table td,.layer-reading .layer-table th{font-size:13px;padding:14px 16px}.layer-reading .layer-table table{min-width:660px}.layer-reading .layer-callout p{font-size:15px;line-height:1.8}.layer-process li{padding-left:5px;line-height:1.85}.layer-process strong{color:var(--ink)}.layer-example{background:var(--paper);border:1px solid var(--line);border-radius:7px;padding:27px;margin-block:30px}.layer-example>span{font-size:10px;font-weight:700;letter-spacing:.1em;color:var(--teal)}.layer-example h3{margin-block:14px 20px}.layer-example p{font-size:16px}.layer-example a{display:inline-block;margin-top:20px;font-size:14px;font-weight:600;color:var(--teal)}.layer-example a:hover{text-decoration:underline}.layer-pair{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-block:30px}.layer-pair>div{padding:25px;border:1px solid var(--line);border-radius:6px}.layer-pair h3{margin-bottom:16px}.layer-pair p{font-size:15px}.layer-pair a{display:inline-block;color:var(--teal);font-size:13px;margin-top:20px}.public-visual{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;margin-block:28px}.public-visual>div{padding:22px 20px;background:#edf1f8;border-top:3px solid #435d88;border-radius:4px}.public-visual span{color:#435d88;font-size:12px;display:block;margin-bottom:18px}.public-visual strong{font-size:18px;display:block;line-height:1.3}.public-visual p{font-size:13px;line-height:1.7;margin-top:14px}
/* Decision tool */
.decision-hero{padding-block:35px 45px}.decision-hero h1{font-size:clamp(43px,4.6vw,64px)}.decision-hero .layer-lead{max-width:850px}.decision-workspace{padding:20px 0 75px}.decision-intro{padding:25px;border:1px solid var(--line);color:var(--muted);border-radius:6px}.decision-intro a{color:var(--teal);text-decoration:underline}.decision-example-notice{padding:17px 23px;background:#e9f5f1;border-left:3px solid var(--teal);border-radius:4px;font-size:14px;line-height:1.7;margin-bottom:25px}.wizard-shell{display:grid;grid-template-columns:250px minmax(0,1fr);gap:50px;align-items:start}.wizard-aside{position:sticky;top:112px}.wizard-aside>.eyebrow{font-size:11px;color:var(--teal)}.wizard-aside ol{list-style:none;margin:24px 0 30px;padding:0}.wizard-aside li+li{margin-top:8px}.wizard-aside button{display:flex;align-items:center;text-align:left;gap:13px;width:100%;min-height:48px;border:1px solid transparent;background:none;border-radius:5px;color:var(--muted);padding:12px 10px;font-size:13px;line-height:1.4}.wizard-aside button>span{font-size:12px;color:var(--muted);font-variant-numeric:tabular-nums}.wizard-aside button[aria-current]{background:var(--ink);color:#fff;font-weight:600}.wizard-aside button[aria-current]>span{color:var(--mint)}.wizard-aside button:disabled{opacity:.55;cursor:default}.wizard-aside button:not(:disabled):not([aria-current]):hover{border-color:var(--line);background:var(--paper)}.wizard-aside-note{border-top:1px solid var(--line);padding-top:24px;font-size:13px;line-height:1.75}.wizard-aside-note>p{color:var(--muted);margin-top:10px}.wizard-card{padding:35px 38px;border:1px solid var(--line);border-radius:10px;background:white;box-shadow:0 8px 35px #0b223907;max-width:880px}.wizard-progress{display:flex;align-items:center;justify-content:space-between;gap:25px;margin-bottom:30px;color:var(--muted);font-size:12px}.wizard-progress progress{appearance:none;-webkit-appearance:none;border:0;width:160px;height:5px;border-radius:4px;background:#e5edef;color:var(--teal)}.wizard-progress progress::-webkit-progress-bar{background:#e5edef;border-radius:4px}.wizard-progress progress::-webkit-progress-value{background:var(--teal);border-radius:4px}.wizard-progress progress::-moz-progress-bar{background:var(--teal);border-radius:4px}.wizard-step h2{font-size:32px;line-height:1.2;margin-bottom:20px;letter-spacing:-.025em}.wizard-help{font-size:15px;line-height:1.8;color:var(--muted);margin-bottom:27px}.wizard-step fieldset{border:0;padding:0;margin:25px 0}.wizard-step legend{font-size:14px;font-weight:600;line-height:1.6;padding:0;margin-bottom:14px}.decision-options{display:grid;gap:10px}.decision-option{display:flex;gap:14px;padding:16px 18px;border:1px solid #cbd9df;border-radius:6px;align-items:flex-start;cursor:pointer;line-height:1.55;min-height:58px}.decision-option:hover{background:var(--paper);border-color:var(--teal)}.decision-option:has(input:checked){border-color:var(--teal);background:#edf7f3;box-shadow:inset 0 0 0 1px var(--teal)}.decision-option:has(input:focus-visible){outline:3px solid var(--teal);outline-offset:3px}.decision-option input{width:19px;height:19px;flex:none;margin:3px 0 0;accent-color:var(--teal)}.decision-option strong{font-size:15px;font-weight:600}.decision-option small{display:block;color:var(--muted);font-size:12px;margin-top:6px;line-height:1.65}.wizard-actions{display:flex;justify-content:space-between;gap:20px;padding-top:28px;margin-top:25px;border-top:1px solid var(--line)}.wizard-actions button:disabled{opacity:.45;cursor:default;transform:none}.wizard-reset{border:0;background:none;font-size:12px;color:var(--muted);text-decoration:underline;text-underline-offset:3px;padding:18px 0 0;min-height:42px}.wizard-error{padding:16px 19px;border-left:3px solid #9a461d;background:#fff3eb;color:#733413;border-radius:4px;margin-bottom:25px;font-size:14px;line-height:1.65}.money-help{color:var(--muted);font-size:12px;margin-bottom:19px}.money-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.money-field:nth-child(3){grid-column:1/-1}.money-field>label:first-child{font-size:13px;font-weight:600;display:block;margin-bottom:9px;line-height:1.6}.money-input{display:flex;align-items:center;border:1px solid #afc2ca;border-radius:5px;overflow:hidden}.money-input>span{font-size:13px;color:var(--muted);padding-left:14px}.money-input input{min-width:0;width:100%;border:0;padding:14px 10px;font-size:16px;color:var(--ink);background:white;outline-offset:-3px}.money-input:has(input:disabled){background:var(--paper)}.money-input input:disabled{background:var(--paper);opacity:.65}.unknown-money{display:flex;align-items:center;gap:8px;font-size:12px;color:var(--muted);padding:10px 0;cursor:pointer}.unknown-money input{accent-color:var(--teal);width:17px;height:17px;margin:0}.decision-select label{display:block;font-size:14px;font-weight:600;line-height:1.6;margin-bottom:12px}.decision-select select{width:100%;max-width:100%;border:1px solid #afc2ca;color:var(--ink);padding:13px 10px;font:inherit;font-size:15px;background:white;border-radius:5px;min-height:50px}.decision-select select:focus-visible{outline:3px solid var(--teal);outline-offset:3px}.decision-select p{color:var(--muted);font-size:12px;line-height:1.8;margin-top:11px}.wizard-footnote{color:var(--muted);font-size:12px;line-height:1.8;margin-top:22px}.answer-summary{margin:20px 0;padding:0}.answer-summary>div{display:grid;grid-template-columns:1fr 1.3fr;gap:23px;padding:16px 0;border-bottom:1px solid var(--line);font-size:14px;line-height:1.7}.answer-summary dt{color:var(--muted)}.answer-summary dd{margin:0;color:var(--ink);font-weight:500}.decision-textual-tree{max-width:920px;font-size:17px;color:var(--muted);padding-left:23px;margin:30px 0}.decision-textual-tree li+li{margin-top:18px}.decision-result{max-width:1000px;margin-inline:auto}.result-heading{background:var(--ink);color:white;padding:37px 40px;border-radius:8px;margin-bottom:26px}.result-heading>.eyebrow{color:var(--mint);font-size:11px}.result-status{display:inline-block;font-size:12px;line-height:1.5;margin:20px 0 18px;border:1px solid #51737c;border-radius:4px;padding:6px 10px;color:#c6ebe1}.result-heading h2{font-size:40px;line-height:1.15;letter-spacing:-.025em;max-width:850px}.result-heading>p:last-child{font-size:16px;line-height:1.8;color:#d4e2eb;margin-top:20px}.result-pending{background:#fff5e8;border-left:3px solid #a16727;padding:25px 28px;border-radius:5px;margin-block:25px}.result-pending h3,.result-why h3,.result-options h3,.result-source-list h3{font-size:24px;line-height:1.3}.result-pending 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